• uae-mortgage-trends-fixed-remortgage-or-switch-Ricadi-Mortgages
    Mortgage options in Abu Dhabi - Mortgage options in Dubai - Mortgage Trends

    Fixed, Remortgage or Switch? How to Decide in 2025–26 — The Definitive Ricadi Mortgages Guide for UAE Homeowners and Buyers

    December 5, 2025 - By 

    Facing a mortgage decision in 2025–26? This definitive, data-driven guide explains fixed vs variable mortgages in the UAE, how EIBOR and CBUAE policy moves affect your payments, timing for remortgaging, a worked calculator example, and a step--step decision framework so you can confidently fix, remortgage or switch lenders. Executive summary If your mortgage deal is ending or you’re buying now, decide combining three lenses: market signals (EIBOR & CBUAE), personal cashflow tolerance, and total cost (rates + fees + exit charges). Recent central-bank easing and active lender competition make preparation and comparison more valuable than ever. centralbank.ae+1 Why this…

  • Should you wait or lock your mortgage - Learn from Ricadi Mortgages
    Mortgage Trends

    Should You Lock in Your Mortgage Rate Now—or Wait for Rates to Fall?

    November 17, 2025 - By 

    Should You Lock Your Mortgage Rate Now—or Wait for Rates to Fall? The Ultimate 2025 UAE Guide You should lock your UAE mortgage rate now if you prefer certainty, have found the right property, or received a competitive offer. You may wait for potential rate cuts if you are flexible, tracking global rate trends, or considering a variable mortgage structure. This guide explains both scenarios with complete clarity so you can make the safest decision. A Definitive 2025 Mortgage Timing Guide for Dubai Homebuyers** The most consequential question in today’s UAE property market isn’t where to buy—it’s when to lock…

  • guide to UAE mortgage process - Ricadi Mortgages
    Mortgage Trends - UAE Mortgage Rules

    Guide to the Mortgage Process in UAE: From Application to Approval

    September 30, 2025 - By 

    Buying a property in the UAE is more than a financial investment — it’s a gateway to security, residency benefits, and long-term wealth. Yet, many aspiring homeowners and investors feel overwhelmed when it comes to understanding the mortgage process in UAE. With multiple banks, different mortgage types, varying requirements for residents and non-residents, and evolving Central Bank regulations, the process can feel daunting. But here’s the good news: with the right guidance, the UAE mortgage process is structured, predictable, and navigable. At Ricadi Mortgages, we simplify the journey — from your very first question about eligibility to the joyful moment…