Buying a home in the UAE is an exciting milestone, especially for expats. But before you step into the property market, you must understand the mortgage rules set the UAE Central Bank. These rules determine how much you can borrow, for how long, and under what conditions. This blog breaks down the most important mortgage regulations — Loan-to-Value (LTV) ratios, mortgage tenure, salary requirements, and the Debt Burden Ratio (DBR) — in a clear, step--step way. Quick Snapshot: UAE Mortgage Rules Here’s a quick overview for expats and first-time buyers: 1. Loan-to-Value (LTV) Ratio Definition: LTV is the percentage…