• mortgage pre-approval in UAE- how to get it - contact Ricadi Mortgages
    UAE Mortgage Rules

    Mortgage Pre-Approval in UAE: Why It Matters and How to Get It

    September 18, 2025 - By 

    How to get Mortgage Pre-Approval in UAE Introduction: The Unsung First Step to Homeownership Buying a home in the UAE—whether in the glittering towers of Dubai Marina or the serene villas of Abu Dhabi—is more than a financial transaction; it is a life milestone. Yet, many eager buyers leap straight into browsing property listings without realizing that their first decisive move should be obtaining a mortgage pre-approval in UAE. Mortgage pre-approval is not just a banking formality; it is your financial compass. It tells you exactly how much you can borrow, the terms you qualify for, and the budget you…

  • UAE Mortgage Rules Explained - Ricadi Mortgages
    UAE Mortgage Rules

    UAE Mortgage Rules Explained: LTV, Tenure, Salary Requirements & More

    September 11, 2025 - By 

    Buying a home in the UAE is an exciting milestone, especially for expats. But before you step into the property market, you must understand the mortgage rules set the UAE Central Bank. These rules determine how much you can borrow, for how long, and under what conditions. This blog breaks down the most important mortgage regulations — Loan-to-Value (LTV) ratios, mortgage tenure, salary requirements, and the Debt Burden Ratio (DBR) — in a clear, step--step way. Quick Snapshot: UAE Mortgage Rules Here’s a quick overview for expats and first-time buyers: 1. Loan-to-Value (LTV) Ratio Definition: LTV is the percentage…

  • how to get a mortgage in the UAE for Expats - Ricadi Mortgage
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    How to Get a Mortgage in the UAE: A Step--Step Guide for Expats

    August 20, 2025 - By 

    Mortgage in UAE for Expats Buying your first home in the UAE is both exciting and daunting—especially if you’re an expat navigating a new system. From eligibility rules to bank approvals, the process can feel larinthine. This guide breaks it down into clear, actionable steps so you can move from aspiration to ownership with confidence. Step 1: Understand Who Can Apply for a Mortgage in the UAE  “To qualify for a mortgage in the UAE as an expat, you need a valid residency visa, meet income criteria (AED 10K+), and fall within the age eligibility range set banks.” Step…