What Are UAE Mortgage Rules in 2026? UAE mortgage rules are regulated the UAE Central Bank and include LTV caps (75–80%), a maximum 50% debt burden ratio, minimum salary requirements, and tenure limits up to age 65–70. Buying a home in the UAE is an exciting milestone, especially for expats. However, before stepping into the property market, it is essential to understand the mortgage regulations set the Central Bank of the UAE. These rules determine how much you can borrow, for how long, and under what conditions. This guide explains the most important mortgage regulations — Loan-to-Value (LTV)…