• Mortgage Trends - UAE Mortgage Rules

    Complicated Mortgage Cases in UAE: How Ricadi Mortgages Solves Unique Challenges

    Complicated Mortgage Cases in UAE When “No” from the Bank Isn’t the Final Answer In the refined financial corridors of Dubai and Abu Dhabi, every property story begins with ambition — a luxury villa on the Palm, an investment apartment in Downtown, or a second home in the heart of Marina. But for many discerning buyers, the road to mortgage approval is anything but straightforward. Complex income structures, international earnings, fluctuating currencies, visa transitions, offshore assets, or non-standard documentation — these aren’t rare anomalies; they are realities of the modern global investor. This is where Ricadi Mortgages distinguishes itself —…

  • Mortgage for Expats - Mortgage Trends

    Can UAE Expats Get a Mortgage Without a Salary Certificate in 2025? [Complete Guide]

    Short Answer: Yes — but you need the right documents, lender, and expert support. Introduction: The New-Age Homebuyer in the UAE As the UAE continues to attract entrepreneurs, freelancers, digital nomads, and consultants from around the world, the question of property ownership is no longer reserved for salaried employees alone. Many expats dream of owning a home in Dubai, Abu Dhabi, or Sharjah — but often get discouraged when faced with traditional banking requirements. One of the most common roadblocks? “I don’t have a salary certificate — can I still get a mortgage?” In this guide, we explain how it’s…