Short Answer: Yes — but you need the right documents, lender, and expert support. Introduction: The New-Age Homebuyer in the UAE As the UAE continues to attract entrepreneurs, freelancers, digital nomads, and consultants from around the world, the question of property ownership is no longer reserved for salaried employees alone. Many expats dream of owning a home in Dubai, Abu Dhabi, or Sharjah — but often get discouraged when faced with traditional banking requirements. One of the most common roadblocks? “I don’t have a salary certificate — can I still get a mortgage?” In this guide, we explain how it’s…